Star Prestige is insurance for owners of high-end, prestige and luxury cars.
Unparalleled motor vehicle insurance.
Leading insurance for elite cars.
Prestige car owners prefer Star Prestige.
We designed Star Prestige to meet the needs of discerning vehicle owners who desire New Zealand’s most prestigious, customisable and unparalleled class of motor vehicle insurance policy.
Ultimate insurance protection for luxury and prestige vehicles.
The most comprehensive, quality vehicle insurance in NZ.
Star Prestige insurance was designed to recognise that your vehicle is not just any run of the mill car. Our incredible attention to detail to protect your prized possession is just one reason why more prestige car owners choose us over others. Star Prestige is a fully customisable policy to suit your specific needs, with standard policy benefits that include*:
Policy automatically covers vehicles regardless of whether they are used in business or just privately
Our rating model is based on your usage.
Up to $10,000 contribution for rental car costs whilst your vehicle is being repaired
A new replacement vehicle for up to 3 years if it’s uneconomical to repair your vehicle
Genuine parts used in repairs to ensure the integrity of the manufacturer’s warranty
Options for extended insurance whilst vehicle is being used on closed circuits / race tracks / driver training or experience days.
Guaranteed purchase price payment if vehicle purchased ‘second hand’
Contribution for rectifying the damage caused by incorrect refuelling
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
Prestige, luxury and high-end vehicle insurance.
Star Prestige is for vehicles of distinction.
Before creating this elite insurance package, we spoke to luxury and prestige car owners to understand exactly what they wanted to see in a policy like this. We started with a blank sheet of paper that soon filled and became the industry benchmark for luxury and prestige car insurance.
Star Insurance Specialists is NZ’s leading niche insurance specialists because we treat customers like family, not spreadsheet entries or statistics. Looking after family is what Kiwis do, and we’re 100% NZ-owned and operated.
We have constantly innovated and improved our Star Prestige policy to create what is now the ultimate insurance package for high-end luxury and prestige marques. Every policy is tailored to your specific needs, to provide the most comprehensive and unparalleled vehicle insurance available in New Zealand.
With Star Prestige you will never be forced into accepting aftermarket parts in the event of a claim. All our approved repairers use manufacturer parts and approved systems and processes to bring your vehicle back to its original condition without compromising your manufacturer’s warranty. You can even choose your own repairer.
If you want to test your car’s limits in a controlled environment we can help you participate in closed circuit events with little to no impact on your policy. Simply apply to extend your policy and we’ll take care of the rest.
Come and see why Star Prestige is unbeatable in the luxury, prestige and high-end insurance space.
Frequently asked questions.
Sometimes you just want a simple answer. Here it is.
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We don’t. We are vehicle specialists, and as such, we understand that there is a wide range of values that can apply to the same vehicle, depending on its condition. We ask that you let us know what you think your vehicle would be worth in the current market, and where necessary, we recommend calling around to a few vehicle dealers to see what their thoughts are.
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Upon application, we can extend terms to provide you cover for certain approved track days. Every track day and driver is subject to application, and are monitored and approved on a case by case basis.
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Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.
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An excess is an amount you must contribute towards the cost of repairs, or payment of a total loss settlement for each event that you have made a claim for.
If we have identified that you were not at fault in an accident and you have provided details of the 'at fault' party your excess may be waived or refunded to you.
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Yes, the policy automatically includes business and private use.
Note: Business use does not include when you are using your vehicle as a Taxi, Uber, Courier, private hire etc. -
We are happy for you to take your vehicle to a repairer of your choice. If you need help finding a repairer, our assessors have a list of repairers we can suggest which are best suited for the type of vehicle you have.
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Roadside assistance is available as an optional extension to your policy.
Currently, this can be purchased for an additional $59.95
It's insurance, but not as you know it.
“Great to work with Star insurance, quick communicators and fast payers.”
It's insurance, but not as you know it.
“I highly recommend using Star Insurance. The staff are always a pleasure to deal with, from sales to claims. They are helpful, the process is simple and you always get prompt responses. Great premiums with great policy wordings.”
It's insurance, but not as you know it.
“Star Insurance Specialists are one of the easiest insurance companies to deal with. Quick responses we would recommend.”
It's insurance, but not as you know it.
“Stars approach and understanding of prestige vehicles, sets them ahead of the pack. Their team are friendly and efficient, and it makes placement an easy process.”
It's insurance, but not as you know it.
“I find the products supplied by Star of a high quality and cater to the specialised needs of its niche market. It's nice to have an Underwriter who is knowledgeable in their craft instead of spread thin across all fields.”
It's insurance, but not as you know it.
“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”
What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle details
What vehicle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vintage vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.
