Revolutionary
motorcycle
insurance.
You're an original. So are we.
The home of highly tuned motorcycle insurance policies
We started the motorcycle insurance revolution.
Our founder, John Baker revolutionised motorcycle insurance in the late 80s when nobody else was paying attention to two and three wheel riders. Today, we continue to lead the pack by providing the best, customised Cover, Price, Support and Claims.
Insuring with Star Insurance Motorcycle is a no-brainer.
This is what unbeatable motorcycle insurance looks like.
When you need unbeatable, customisable motorcycle insurance, for your trike, quad, scooter, classic, show, collectable, off-road racer, restorer, cruiser, sport, custom, touring, heavily modified bike and more, choose Star Insurance Motorcycle because you get*:
Genuine parts used in repairs to ensure the integrity of the manufacturer’s warranty
Coverage for accident-damaged helmet, leathers and clothing
24/7 mechanical roadside & claims assistance
Guaranteed purchase price for second-hand bikes
New replacement bike if it’s uneconomical to repair
More than one bike - we know you can only ride one at a time so we rate this accordingly to keep your premiums down
* Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
We deliver the Star treatment
Highly tuned motorcycle insurance lives here.
You get ultimate wheel to wheel, helmet to boots protection.
Before Star Insurance Motorcycle came onto the scene, specialised motorcycle insurance didn’t exist. It’s why the major motorcycle clubs became our founding customers. They, and countless more customers, like our approach because we handle everything in-house, from quotes to customer service to claims to specialist motorcycle trained assessors and claims settlements. By dealing with one company, you minimise time and stress because the people you deal with here are decision makers.
We like what automation does for business, but not at the expense of replacing human input. This is why we personally assess every policy application and then customise each policy to the motorcycle’s owner. That’s pretty revolutionary in a world of robots and faceless insurance companies. Nobody likes being treated like a number. It’s another reason we are NZ’s motorcycle insurance leaders.
We’re part of your community, which is why we understand you and can offer truly customised motorcycle insurance at the best price. Ride with the people who revolutionised motorcycle insurance. Others try to imitate, but they’ll never beat the original.
Frequently asked questions
So what do you think? Got some questions?
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We recommend keeping your vehicle comprehensively insured whether it is on the road or not.
While this is something that we can look at for your policy, we highly recommend keeping your motorcycle comprehensively insured year-round as we see the claims that would not be covered in the event of storage-only cover.
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Yes, if you have more than one bike, especially if you are the only rider of those bikes, we can offer you a competitive premium that takes all of your bikes into account.
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If you’re under 25 give us a call to see if we can embrace you and your passion ride, because every vehicle we insure is based on our knowledge of the car, the market and the driver.
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We are happy for you to take your vehicle to a repairer of your choice. If you need help finding a repairer, our assessors have a list of repairers we can suggest which are best suited for the type of vehicle you have.
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Yes, photos are very helpful as they can show our assessing team what has been damaged before the vehicle is seen by a repairer. Please obtain accident site photos only if it is safe to do so.
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We offer a partial course fee refund, as well as a reduced excess upon completion of a Ride Forever course. You can e-mail through your receipt and certificate to [email protected]
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An excess is an amount you must contribute towards the cost of repairs, or payment of a total loss settlement for each event that you have made a claim for.
If we have identified that you were not at fault in an accident and you have provided details of the 'at fault' party your excess may be waived or refunded to you.
It's insurance, but not as you know it.
“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”
It's insurance, but not as you know it.
“We've always found the team at Star great to deal with. They have a fantastic approach to providing solutions for our clients.”
It's insurance, but not as you know it.
“It's lovely to deal with a company that is modern in its operation yet still subscribes to good old fashioned business values.”
It's insurance, but not as you know it.
“Simply - Star are the best underwriters I have ever dealt with. They are fast, efficient, competitive and willing to work with me to get the best outcome for my client and me. What more could you ask for as a broker?”
What do I need to get a quote for my motorcycle?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Motorcycle details
What motorcycle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the Motoweb database. We’ll also ask how the motorcycle is being used and how often.
- Your riding history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your riding history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, such as upgraded helmet and clothing cover, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.
