Star Modern Hobby is insurance for owners of special cars rarely driven.
High quality motor vehicle insurance for special vehicles.
This is not your everyday car.
The policy for premium owners of special cars rarely driven.
We designed Star Modern Hobby, to join our suite of Star Enthusiast policies, for discerning vehicle owners with a car that they play with on weekends or goes out on special occasions. This policy is prestigious, unparalleled and customisable with all the same benefits of Star Prestige but with a special premium.
With two or more special cars, you’ve got more options.
Get best in class protection for your toys.
Star Modern Hobby was created for owners of a prestige and hobby car where it only leaves the garage occasionally. Choose Star Modern Hobby and enjoy*:
A rating model based on your usage
A new replacement vehicle for up to 3 years if it’s uneconomical to repair your vehicle
Guaranteed purchase price payment if vehicle purchased ‘second hand’
Certified value options available
Contribution for rectifying the damage caused by incorrect refuelling
Genuine parts used in repairs to ensure the integrity of the manufacturer’s warranty
Business and private use included
*Terms and conditions apply. Not all benefits apply to all policies. Please refer to the policy booklet (and your schedule if issued) for further information or call us to discuss your specific needs.
For lovers of high quality cars.
Star Modern Hobby is prestige insurance minus the price tag.
Your prestige car would normally sit under our Star Prestige policy but because you don’t drive it often, Star Modern Hobby is the right policy for you. It has all the benefits of Star Prestige but with a premium that reflects your vehicle’s limited use.
It’s a great feeling when you achieve another dream car ownership goal. Yet you don't want to take your high-gloss artwork out too often so that you maintain its pedigree and value by not adding unnecessary miles.
Our chairman, John Baker, fits this insurance policy perfectly. You might say, we initially created Star Modern Hobby for John because we often write insurance policies that we personally want and that aren’t available on the open market.
As a european car aficionado, John owns several Porsches. One is his everyday car which he drives to zap all over the country. He insures that car using our Star Prestige policy. But one or two others are very special cars that he only drives rarely -- like when he really wants to show off his pride and joy. As a result, he gets a lower premium for his vehicles that leave the garage less often. Oh and we keep a quiet side eye on his mileage to make sure he’s not gaming our system, where he might otherwise be protected by our Star Prestige policy. :-)
Your collection of cars might include 911, Lotus, Z4, GT3, new Mustang or Mercedes, sports tourer, or another prestige model. To qualify for Star Modern Hobby you need to let us know which vehicle(s) are not seen on our roads very often, then we can let you know your best insurance options.
Star Insurance Specialists is NZ’s leading niche insurance specialists because we treat customers like family, not spreadsheet entries or statistics. Looking after family is what Kiwis do, and we’re 100% NZ-owned and operated.
Special toys need special insurance, even if they are rarely driven and admired by the public.
Frequently asked questions.
So what do you think? Got some questions?
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We are happy for you to take your vehicle to a repairer of your choice. If you need help finding a repairer, our assessors have a list of repairers we can suggest which are best suited for the type of vehicle you have.
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An excess is an amount you must contribute towards the cost of repairs, or payment of a total loss settlement for each event that you have made a claim for.
If we have identified that you were not at fault in an accident and you have provided details of the 'at fault' party your excess may be waived or refunded to you.
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Yes, photos are very helpful as they can show our assessing team what has been damaged before the vehicle is seen by a repairer. Please obtain accident site photos only if it is safe to do so.
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In short, there are none.
We don’t restrict mileage on your policy as we rate vehicles on how they are used. We understand that some years you may do a big tour, where other years, your vehicle will hardly leave the garage. We don’t restrict kilometres but do ask that you give us an accurate picture of how you are using your vehicle.
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Roadside assistance is available as an optional extension to your policy.
Currently, this can be purchased for an additional $59.95
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Yes, we can. We can tailor the policy to your individual needs and ensure that you have the best cover in the market at the most cost-effective premium.
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Our preference is to have cars garaged but if your car is not garaged then we can still look at the risk and rate it appropriately. For example, your car may be behind a locked gate. We treat this just like a garage.
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Yes, we offer a storage and restoration cover. Please refer to our Star Prestige, Enthusiast & Everyday policy wording and/or call one of our knowledgeable team to discuss.
It's insurance, but not as you know it.
“Star Insurance are my go to for hard to insure cars, motorbikes and for campervans. They are always prompt and efficient and respond to queries well within their estimate time frames. I would highly recommend them.”
It's insurance, but not as you know it.
“The team at Star insurance are great in what they do. They really value relationships, which in broker world is really important to us. They have always gone the extra mile to help and support us. You feel like you are treated as valued customers and they are always wiling to work with us. Our account manager Litisha has been so amazing in all her dealings with us. She knows our customers personally and provides an exceptional service all the time. Claims experience has been great as always as well.”
What do I need to get a quote?
- Personal details
Obviously we need to collect some personal details about you, including your driver’s licence info, date of birth, address and more. This helps to paint an overall picture of your policy application.
- Vehicle details
What vehicle do you want insured? What is its registration number? This information will let us see a lot more detail as we tap into the NZTA website. We’ll also ask how the vehicle is being used and how often.
- Your driving history
Have you started a collection of speeding tickets, had previous accidents, and/or any convictions? These are 3 of the 8 questions we’ll ask you as part of this process. Insurance is based on good faith, which is why it’s important to make honest statements about your driving history. Otherwise you may face consequences that were avoidable during a claim.
- We then receive your information
At this stage we have your information and your file is allocated a quote number which is immediately emailed to you. We’ll then personally review your application and prepare your insurance options.
If your application is received within business hours, we normally email your options back to you within 30 minutes. To view your options, click on the link in our email. Next, choose your preference along with any policy add-ons, then choose your policy start date (from the current day to 30-days in the future), choose monthly or annual payments and make payment. Presto, you’re insured.
Insurance is based on good faith. Which is why it’s important to be honest about your history, so that there are no dramas if you make a claim. We’re all about starting and maintaining good relationships. Why? Because trust and honesty are the foundation of lasting relationships.
